top of page

Investment Planning = Life Planning for Now and for the Future

Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Cash Management

Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

Cash Management

There are techniques that can enable older homeowners to use their property to finance their lifestyle.

Cash Management

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Cash Management

Biweekly mortgage payments can have a dramatic effect on the amount of interest homeowners have to pay.

Investing

There are five broad asset classes that you should take into consideration when constructing your investment portfolio.

Investing

It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so you can make informed investing decisions.

Investing

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Investing

Understanding different types of investment risk can help investors manage their money more effectively.

Investing

Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.

Investing

Mutual fund taxes can be cumbersome, but there are ways to help mitigate the amount of taxes you may owe.

Investing

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Investing

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

Investing

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

Retirement

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

Retirement

Living benefits can help protect variable annuity owners from running out of money in retirement.

Retirement

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

Retirement

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Retirement

There are key dates after you turn 59½ that can impact your taxes, Medicare eligibility, and retirement benefits.

Retirement

A Section 1035 exchange is a tax-free exchange of an existing annuity contract or life insurance policy for a new one.

Retirement

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

Retirement

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Risk Management

Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?

Risk Management

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

Risk Management

Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?

Risk Management

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Risk Management

When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.

Risk Management

There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

Risk Management

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

Risk Management

An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.

Risk Management

Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

Risk Management

If you have a family who relies on your income, it is important to have life insurance protection.

bottom of page